Pata Hela

Mô tả của Pata Hela

Join millions of satisfied Pata Hela customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.
How simple is the process?
• Download the Pata Hela app
• Fill out our quick loan application in the Pata Hela mobile app
• Verify your identity through our secure system
• Get cash sent directly to your M-Pesa in an instant
How do I repay my loan?
• Repay your loan with M-PESA Xpress or through our Paybill 851900 and the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments
The benefits of Pata Hela in-app features at your fingertips:
• Personal security PIN to ensure protection
• Track your credit with My Pata Hela Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Pata Hela customer success stories to inspire you on your journey
Have questions? Visit www.Pata Hela.co.ke to check out our FAQs
Ready to get started? Download the Pata Hela app and apply for a loan today.
Privacy and permissions: When you download Pata Hela, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.
Terms and Conditions: Pata Hela charges a one-time service fee of 5-33%* of principal amount. Repayment schedules may vary and can be up to 90 days. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 85.17-231%. Pata Hela will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.